Market Failure!

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Warren
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Re: Market Failure!

Post by Warren » 08 Jul 2018, 16:52

Mo wrote:
08 Jul 2018, 16:32
Jadagul wrote:
08 Jul 2018, 16:09
And I dunno. I'm not a finance guy, but that seems kind of obviously legal to me---if Wall Street bankers aren't going around exploiting the ridiculous fine print in obscure contracts, what's even the point?
This is basically the finance equivalent of taking out a huge fire insurance contract and then setting the smallest qualifying fire in your own property to collect the amount that's larger than the damage.
:idea:
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Dangerman
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Re: Market Failure!

Post by Dangerman » 10 Jul 2018, 12:16

If you issue a policy that pays on intentional defaults, that seems like your problem. If I'm understanding correctly, nobody had to lie to make this happen?

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Jennifer
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Re: Market Failure!

Post by Jennifer » 16 Jul 2018, 15:13

Maybe not full-fledged "market failure," but definitely some "market shenanigans" IMO: regarding clothes, a tag announcing that a garment is "100% silk" or "pure Irish linen" or whatever is not necessarily honest; the cloth used to make the main garment might well be woven from pure linen or silk, but the threads used to sew that cloth into clothes are often artificial.

Source: I finally got around to dyeing some of the "good clothes in bad colors" I've been buying ever since I moved to Atlanta and realized my New England-grade summer gear does not cut it for summertime down here. Rit-brand fabric dye basically comes in two varieties: one for natural fibers, one for artificial. Since my summer clothes are all silk or linen, I've been using the natural-fiber dye. Some of those shirts took the dye 100 percent -- as in, a formerly yellow-green shirt is now entirely a shade of faded-denim chambray blue -- but other shirts now have the "contrasting threads" look which, I guess, was popular for about three weeks in the 1970s, if certain old episodes of the Carol Burnett Show and other sketch-comedies from the era are to be believed: such as, a certain linen shirt that was originally a bold pink color (attractive on some complexions, no doubt, but mine is not one of them) is now a shade of lavender which does look okay on me ... but the threads used for stitching that garment remain their original pink.
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Kwix
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Re: Market Failure!

Post by Kwix » 16 Jul 2018, 20:33

Jennifer wrote:
16 Jul 2018, 15:13
Maybe not full-fledged "market failure," but definitely some "market shenanigans" IMO: regarding clothes, a tag announcing that a garment is "100% silk" or "pure Irish linen" or whatever is not necessarily honest; the cloth used to make the main garment might well be woven from pure linen or silk, but the threads used to sew that cloth into clothes are often artificial.
A-yup. Most thread is either polyester or cotton poly blend. It's stronger, smoother on the machine and fuzzes a lot less when worn/washed. There is 100% linen, silk and cotton thread but it's almost exclusively used for quilting same said fabric where shrinkage rates matter. I know nothing of high end clothing items but I can see the case where a hand tailored linen or silk suit would also use a like thread.
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Re: Market Failure!

Post by Jennifer » 16 Jul 2018, 21:59

Kwix wrote:
16 Jul 2018, 20:33
I know nothing of high end clothing items but I can see the case where a hand tailored linen or silk suit would also use a like thread.
I know very little about high-end clothes either, even though I'm pretty sure I have at least a few high-end labels in my closet, because my outer clothes all come from thrift stores anyway. That said, I"m equally certain that all of my clothes were originally off-the rack. But I checked the labels on the dyed garments with contrasting threads: the linen labels are from J. Jill; Talbot's; Coldwater Creek; Style & Co.; Banana Republic; and Nordstrom; and the silk from Louise Paris. I'm pretty sure Louise Paris isn't high end because I had a couple of those shirts as an undergrad, and they were among the last outer-clothing items I'd ever bought in a regular retail store, because when I walked past that store in the mall I saw the sign advertising silk shirts on sale for only $9.99 apiece. I know Nordstrom is expensive, and I suspect J. Jill and Banana Republic also are pricier than I'd be willing to spend new; I have no idea about the other companies, though.
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Re: Market Failure!

Post by Jennifer » 17 Jul 2018, 00:04

Jennifer wrote:
16 Jul 2018, 15:13
Rit-brand fabric dye basically comes in two varieties: one for natural fibers, one for artificial. Since my summer clothes are all silk or linen, I've been using the natural-fiber dye.
I have discovered there is also a third (and more expensive) option: a dye which claims to work on natural and artificial fibers. So I bought some of that, and hopefully the next batch of dyed clothes won't have the contrasting-threads look anymore.
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Fin Fang Foom
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Re: Market Failure!

Post by Fin Fang Foom » 20 Jul 2018, 20:29

Amazon's new notifications telling me that a package is however many stops away are annoying as hell.

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Re: Market Failure!

Post by JasonL » 20 Jul 2018, 21:32

Status tracking of all multi step processes is the hawtness.

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Re: Market Failure!

Post by Aresen » 07 Aug 2018, 19:28

google wrote:Your gmail account will be automatically updated in two weeks with these brand new features...blah, blah, blah....

You can go back to your old gmail account if you prefer.
I wrote:How do I tell the update to 'drop dead' so I don't have to uninstall it.
(I have already tried the new gmail on one of my accounts and it is shit. (e.g. Gmail decided which of my boxes were really needed and hid the rest. I had to go on a tour of the system to find out where the hidden ones were and unhide them.)
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Re: Market Failure!

Post by lunchstealer » 27 Aug 2018, 15:07

Heel outsole came off of my venerable white new balance tennis shoes that I wear with my cargo shorts, so I had to go buy some new general-purpose athletic/tennis shoes. Sports Authority is gone, so I assumed that Dick's would be a possible substitute. Nikes haven't fit me well since the 1980s, so I skipped right to the reeboks and new balances and apparently underarmor makes shoes now.

So the reeboks are super flimsy cloth things these days, at least in the general-purpose cross-trainer thing. New Balance are still totes dad shoes, so I decided to try out the underarmors. They fit acceptably, although a little tight in the lacing but you can loosen that when you're ready to wear them. Otherwise, they're more attractive than the other options. So I got some blue ones and came home.

Decided that the arch was a bit high, so I put a heel pad in, but Dr. Scholls has started putting a patch of not-fabric-covered gel in the middle of the heel so you can 'feel the gel difference or whatever' and OMG it is super annoying. It's grippy enough that my socks would stick to it and rub against my foot instead of staying put against my foot and rubbing against the insole. So I grabbed a pair of thin-ish full-legth insoles from another pair of shoes. That made the shoes even tighter in the laces so I went to loosen them up. But no matter what I tried, I couldn't get the last two laces to loosen properly.

Oh fuck, Underarmor, what bullshit is this? The tongue is sewn directly into the shoe for the last two laces so no matter how much you loosen them, who gives a fuck because the shoe is solid/continuous across that part of the foot. I literally cannot wear the shoes with the relatively thin full-length insole and a pair of socks without my feet starting to hurt after 5 minutes.

What the fuck? You don't need to make that a single piece through there. That's what the laces are for. It took shoes that I thought I'd be able to make a standard adjustment on and turned them into borderline garbage.

In short, go back to the drawers, Underarmor, and leave the shoes to people who understand how laces work.
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Re: Market Failure!

Post by Highway » 27 Aug 2018, 15:19

Do what I do: Find a New Balance store and go there. Granted, I bought my recent pair of black New Balance from the internet, because I had a pair of brown ones that were an update of the previous black ones I had, so I knew which size to get.
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Re: Market Failure!

Post by JD » 27 Aug 2018, 16:32

Speaking of shoes: Converse Chuck Taylors run half a size large. The company even openly acknowledges this. So...WTF? They acknowledge that there is a standard, so "8" means a specific something, and "11" means a different specific something, and so forth, but they also willfully ignore it?
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Re: Market Failure!

Post by Mo » 28 Aug 2018, 06:08

JD wrote:Speaking of shoes: Converse Chuck Taylors run half a size large. The company even openly acknowledges this. So...WTF? They acknowledge that there is a standard, so "8" means a specific something, and "11" means a different specific something, and so forth, but they also willfully ignore it?
I suspect that they sized their shoes before there was a standard and wanted to keep things consistent with their past sizing.
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Warren
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Re: Market Failure!

Post by Warren » 28 Aug 2018, 09:15

lunchstealer wrote:
27 Aug 2018, 15:07
New Balance are still totes dad shoes, so I decided to try out the underarmors.
And there's your problem right there. Stop trying to be someone you're not and go back and get those dad shoes dad.
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Re: Market Failure!

Post by Jasper » 28 Aug 2018, 11:19

Warren wrote:
28 Aug 2018, 09:15
lunchstealer wrote:
27 Aug 2018, 15:07
New Balance are still totes dad shoes, so I decided to try out the underarmors.
And there's your problem right there. Stop trying to be someone you're not and go back and get those dad shoes dad.
White ones. With the cargo shorts. And calf-high socks. Dad.
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Re: Market Failure!

Post by lunchstealer » 28 Aug 2018, 11:21

Warren wrote:
28 Aug 2018, 09:15
lunchstealer wrote:
27 Aug 2018, 15:07
New Balance are still totes dad shoes, so I decided to try out the underarmors.
And there's your problem right there. Stop trying to be someone you're not and go back and get those dad shoes dad.
Actually I tried them on and they were squishing my pinky toe a bit.

The UA shoes actually seemed to fit the best, but that was under the assumption that the laces could actually be adjusted if I needed more room.
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Re: Market Failure!

Post by Ellie » 28 Aug 2018, 20:32

I just wanted to buy a giant Georgia O'Keeffe poster for my children's bedroom, and you can't get it anywhere. It's not even one of the vag paintings.
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Re: Market Failure!

Post by Hugh Akston » 28 Aug 2018, 21:17

Ellie wrote:
28 Aug 2018, 20:32
I just wanted to buy a giant Georgia O'Keeffe poster for my children's bedroom, and you can't get it anywhere. It's not even one of the vag paintings.
Not sure what you consider giant, but some of these are pretty big. You can also filter by size at Amazon. The GO'K museum shop has some too, again, depending on your definition of giant.
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Re: Market Failure!

Post by Ellie » 28 Aug 2018, 23:05

That was so nice of you to round up those links! None of them have the one I want, though :( It's "Ladder to the Moon" -- my kids saw it in a book and think it's just about the greatest thing ever, for some reason.
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Re: Market Failure!

Post by Hugh Akston » 29 Aug 2018, 01:04

Man, she paints one phallic picture and that's the one your kids like.
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Re: Market Failure!

Post by Aresen » 23 Sep 2018, 23:35

Be as capitalist as you want, but the kind of people who do this:

Man with mental disability nearly bankrupted by door-to-door sales contracts

deserve to be ass-raped by a bull elephant that has swallowed a case lot of viagra.
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Re: Market Failure!

Post by Andrew » 04 Oct 2018, 11:14

Yes, Amazon, clearly the fact that I've bought men's running shoes and men's performance undapants means you should bombard me with recommendations for women's running shoes and women's underwear.
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Warren
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Re: Market Failure!

Post by Warren » 04 Oct 2018, 11:16

Andrew wrote:
04 Oct 2018, 11:14
Yes, Amazon, clearly the fact that I've bought men's running shoes and men's performance undapants means you should bombard me with recommendations for women's running shoes and women's underwear.
That is weird. Why would they think you'd want women's shoes?
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Re: Market Failure!

Post by lunchstealer » 04 Oct 2018, 17:41

Warren wrote:
04 Oct 2018, 11:16
Andrew wrote:
04 Oct 2018, 11:14
Yes, Amazon, clearly the fact that I've bought men's running shoes and men's performance undapants means you should bombard me with recommendations for women's running shoes and women's underwear.
That is weird. Why would they think you'd want women's shoes?
They don't want to accuse Andrew of being a sexist jerk who only buys products if they're made for men, do they?
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Re: Market Failure!

Post by Aresen » 04 Oct 2018, 17:56

The phrase 'performance underpants' is bizarro-worldly.
If Trump supporters wanted a tough guy, why did they elect such a whiny bitch? - Mo

Those who know history are doomed to deja vu. - the innominate one

Never bring a knife to a joke fight" - dhex

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